MetLife vs NJM Insurance Car Insurance for 2023

Car insurance is an essential part of responsible vehicle ownership, and choosing the right insurance provider can save you a lot of trouble in the long run. In this review, we will compare two popular car insurance providers, MetLife car insurance and NJM Insurance car insurance, to help you make an informed decision. By providing you with detailed information about their history, services, pricing, and discounts, we hope to make it easier for you to choose the right insurance provider for your needs.

Interesting Attributes:

Before we dive into the details of the two car insurance providers, let’s take a look at some interesting attributes of both MetLife and NJM Insurance:

• MetLife has been in business for over 150 years and is one of the largest insurance providers in the world.
• NJM Insurance is a mutual company, which means that it is owned by its policyholders and not shareholders.
• Both companies have excellent financial ratings, indicating their financial stability and ability to pay out claims to their customers.

Company History and Mission:

MetLife was founded in 1868 as a life insurance company and has since expanded its services to include auto insurance, among others. Their mission is to help individuals and businesses navigate life’s twists and turns with confidence by providing quality insurance products and services.

NJM Insurance was founded in 1913 and has been serving policyholders in New Jersey and Pennsylvania ever since. Their mission is to provide affordable insurance products and services to their policyholders while maintaining financial stability and excellent customer service.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Products and Services:

Both MetLife and NJM Insurance offer a range of insurance products and services, including auto insurance. MetLife’s auto insurance policies offer liability, collision, and comprehensive coverage, as well as additional features such as rental car coverage and roadside assistance. NJM Insurance’s auto insurance policies also offer liability, collision, and comprehensive coverage, as well as personal injury protection and uninsured/underinsured motorist coverage.

The cost of insurance coverage can vary depending on several factors, including the type of coverage, deductible, and driving history. However, both companies offer competitive pricing, and customers can obtain quotes and compare pricing online.

Discounts Available to Customer:

Both MetLife and NJM Insurance offer a range of discounts to their customers. Some of the common discounts include:

• Multi-policy discounts for customers who bundle their auto insurance with other insurance products, such as home or life insurance.
• Safe driving discounts for customers who maintain a clean driving record for a specified period.
• Good student discounts for students who maintain a certain grade point average.

Customer Reviews:

Both MetLife and NJM Insurance have received positive reviews from their customers. According to J.D. Power’s 2021 U.S. Auto Insurance Study, MetLife received a rating of 842 out of 1,000, while NJM Insurance received a rating of 909 out of 1,000. Both companies received high ratings for overall satisfaction, policy offerings, pricing, and customer service.

FAQs:

Q: Does MetLife offer roadside assistance?

A: Yes, MetLife’s auto insurance policies offer roadside assistance as an optional coverage.

Q: Can I obtain a quote from NJM Insurance online?

A: Yes, NJM Insurance offers online quotes through their website.

Q: Does NJM Insurance offer coverage in states other than New Jersey and Pennsylvania?

A: No, NJM Insurance currently only offers coverage in New Jersey and Pennsylvania.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use