Mercury vs Safety Insurance Car Insurance for 2025

If you’re in the market for car insurance, it’s important to compare multiple providers to find the best coverage for your needs. Two companies that you may be considering are Mercury and Safety Insurance. In this article, we’ll take a closer look at both companies to help you make an informed decision.

Here are three interesting attributes of each company:

Mercury car insurance:

• Offers coverage for classic cars and rideshare drivers
• Offers a disappearing deductible program
• Provides roadside assistance for all policyholders

Safety car insurance:

• Provides a 24/7 claims reporting service
• Offers a usage-based insurance program for safe drivers
• Offers a teen driving program to help young drivers stay safe on the road

Now, let’s dive into the details of each company and compare their offerings.

When it comes to car insurance, there’s no one-size-fits-all solution. The right provider for you will depend on your individual needs and preferences. In this article, we’ll compare Mercury and Safety Insurance to help you determine which one is the best fit for you.

History and Mission

Mercury Insurance was founded in 1961 and is headquartered in California. The company’s mission is to provide high-quality insurance coverage at an affordable price. Mercury offers a range of insurance products, including car insurance, homeowners insurance, and umbrella insurance.

Safety Insurance, on the other hand, has been in business for over 40 years and is headquartered in Massachusetts. The company’s mission is to provide exceptional customer service and high-quality insurance products to its policyholders. Safety Insurance offers a range of insurance products, including car insurance, homeowners insurance, and business insurance.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Products and Services

When it comes to car insurance, both Mercury and Safety Insurance offer a range of coverage options. Mercury offers liability, collision, comprehensive, personal injury protection, uninsured/underinsured motorist, and roadside assistance coverage. In addition, Mercury also offers coverage for classic cars and rideshare drivers.

Safety Insurance also offers liability, collision, comprehensive, personal injury protection, uninsured/underinsured motorist, and roadside assistance coverage. Additionally, Safety Insurance offers a usage-based insurance program for safe drivers. With this program, drivers can save money on their premiums by driving safely and avoiding accidents.

Cost and Availability

The cost of car insurance will vary depending on several factors, including your age, driving record, and location. Both Mercury and Safety Insurance offer coverage in multiple states, so it’s important to check if they offer coverage in your area.

According to a recent study by WalletHub, Mercury is one of the cheapest car insurance providers in California, with an average annual premium of $1,214. Safety Insurance’s rates will vary depending on the driver and location, but they offer a range of discounts to help lower premiums, including discounts for safe driving, multi-car policies, and anti-theft devices.

Mercury and Safety Insurance Discounts

When it comes to discounts, both Mercury and Safety Insurance offer a range of options to help policyholders save money on their premiums. Some of the discounts offered by Mercury include a multi-car discount, a good driver discount, and a discount for taking a defensive driving course. Additionally, Mercury offers a disappearing deductible program, which reduces your deductible each year that you don’t have an accident.

Safety Insurance offers a range of discounts as well, including a safe driver discount, a multi-car discount, and a discount for having certain safety features installed in your vehicle. Safety Insurance also offers a teen driving program, which can help young drivers develop safe driving habits and earn discounts on their premiums.

Discounts are one of the most important factors to consider when comparing car insurance companies, and Safety Insurance offers a wide range of discounts for its customers. These discounts include:

• Safe Driver Discount: If you have a clean driving record and have not been involved in any accidents or violations in the past few years, you may be eligible for a safe driver discount.
• Good Student Discount: If you are a student with good grades, you may be eligible for a discount on your car insurance premiums.
• Multi-Policy Discount: If you have multiple insurance policies with Safety Insurance, such as home or life insurance, you may be eligible for a multi-policy discount.
• Anti-Theft Device Discount: If your car is equipped with an anti-theft device, you may be eligible for a discount on your car insurance premiums.
• Safety Equipment Discount: If your car is equipped with certain safety features, such as airbags or anti-lock brakes, you may be eligible for a discount on your car insurance premiums.
• Low Mileage Discount: If you drive your car less than a certain number of miles per year, you may be eligible for a low mileage discount on your car insurance premiums.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Customer Reviews

One of the best ways to gauge the quality of a car insurance company is by looking at customer reviews. Safety Insurance has generally positive reviews from customers, with many customers praising the company’s customer service and competitive pricing.

Some customers have reported issues with claims processing, but these seem to be isolated incidents rather than a widespread problem. Overall, Safety Insurance seems to be a solid choice for customers looking for affordable car insurance with good customer service.

FAQ

Q: What are some key differences between Mercury and Safety Insurance Car Insurance?

A: Mercury tends to offer more customizable coverage options, while Safety Insurance may have more extensive discounts and online tools. Additionally, Mercury may be more suitable for drivers with higher coverage needs, while Safety Insurance may be more affordable for drivers with a clean driving record.

Q: How can I compare rates between Mercury and Safety Insurance Car Insurance?

A: The best way to compare rates is to request quotes from both providers and compare them side-by-side. Be sure to provide accurate information about your vehicle, driving history, and coverage needs to get the most accurate quotes.

Q: What types of discounts do Mercury and Safety Insurance Car Insurance offer?

A: Both companies offer a variety of discounts, including safe driver discounts, multi-policy discounts, and good student discounts. Safety Insurance also offers discounts for using certain safety features on your vehicle and for having a low annual mileage.

Q: How do I file a claim with Mercury or Safety Insurance Car Insurance?

A: Both companies offer multiple ways to file a claim, including online, by phone, and through a mobile app. Check your policy documents or contact customer service for specific instructions on how to file a claim with your provider.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use