Kentucky Farm Bureau vs Root Car Insurance for 2023

Finding the right car insurance provider can be a daunting task. With so many options available, it’s important to compare different companies to find the one that fits your needs and budget. In this article, we will be comparing two popular car insurance companies: Kentucky Farm Bureau car insurance and Root car insurance.

We will be analyzing each company’s history, mission, products, services, costs, discounts, and customer reviews. By the end of this article, you will have a better understanding of which company might be the best fit for you.

Company History and Mission:

Kentucky Farm Bureau: Kentucky Farm Bureau was founded in 1943 as a membership organization for farmers and rural communities in Kentucky. Since then, it has expanded its services to include a wide range of insurance products, including auto, home, and life insurance. Kentucky Farm Bureau’s mission is to provide affordable insurance products to its members and promote agriculture in the state of Kentucky.

Root Car Insurance: Root Car Insurance was founded in 2015 with a mission to make car insurance more personalized and fair. Root uses technology to track your driving habits and offer personalized rates based on how you drive. Its goal is to make car insurance more affordable and accessible for everyone.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Products and Services:

Kentucky Farm Bureau: Kentucky Farm Bureau offers a wide range of insurance products, including auto, home, and life insurance. Its auto insurance policies include liability coverage, collision coverage, and comprehensive coverage. Kentucky Farm Bureau also offers additional coverage options, such as roadside assistance and rental car coverage. Its home insurance policies include coverage for your home, personal property, and liability. Its life insurance policies include term life insurance and whole life insurance.

Root Car Insurance: Root Car Insurance offers a different approach to car insurance. Instead of offering a range of products, it focuses on providing personalized rates based on your driving habits. You can customize your coverage to fit your needs, including liability coverage, collision coverage, and comprehensive coverage.

Costs: Kentucky Farm Bureau: The cost of Kentucky Farm Bureau’s insurance policies varies depending on your location, driving history, and other factors. However, as a member of the Kentucky Farm Bureau organization, you may be eligible for discounts on your insurance premiums. Some of the discounts available include multi-car discounts, safe driver discounts, and good student discounts.

Root Car Insurance: Root Car Insurance’s rates are based on your driving habits, which means your rates may vary depending on how you drive. You can get a quote from Root by downloading its app and completing a test drive. If Root determines that you’re a safe driver, you could receive lower rates than other car insurance providers.

Kentucky Farm Bureau and Root Discounts:

Kentucky Farm Bureau: Kentucky Farm Bureau offers a range of discounts to its customers. As mentioned earlier, members of the Kentucky Farm Bureau organization may be eligible for discounts on their insurance premiums. Other discounts available include multi-car discounts, safe driver discounts, good student discounts, and defensive driving discounts. Kentucky Farm Bureau also offers discounts to customers who bundle their insurance policies.

Root Car Insurance: Root Car Insurance offers discounts to customers who demonstrate safe driving habits. By using its app to track your driving, you can earn discounts on your insurance premiums. Root also offers referral discounts to customers who refer their friends and family to the company.

Customer Reviews:

Kentucky Farm Bureau: Overall, Kentucky Farm Bureau has received positive reviews from its customers. According to JD Power’s 2021 U.S. Auto Insurance Study, Kentucky Farm Bureau ranked third in customer satisfaction among auto insurance providers in the Southeast region. Customers have praised Kentucky Farm Bureau for its affordable rates, excellent customer service, and quick claims processing.

Root Car Insurance: Root Car Insurance has received mixed reviews from its customers. According to JD Power’s 2021 U.S. Auto Insurance Study, Root ranked last in customer satisfaction among auto insurance providers in the Southeast region. Some customers have complained about the app’s tracking system and the company’s customer service. However, other customers have praised Root for its affordable rates and innovative approach to car insurance.

FAQ:

Q: How do I qualify for discounts on my Kentucky Farm Bureau insurance policy?

A: You may be eligible for discounts if you’re a member of the Kentucky Farm Bureau organization, have a safe driving record, are a good student, or have completed a defensive driving course. Contact a Kentucky Farm Bureau agent to learn more about the discounts available to you.

Q: How does Root Car Insurance determine my rates?

A: Root Car Insurance uses an app to track your driving habits, such as how often you drive, how fast you drive, and how hard you brake. Based on this information, Root determines your personalized rates.

Q: Is Root Car Insurance available in my state?

A: Root Car Insurance is currently available in 30+ states across the United States. Check Root’s website to see if it’s available in your state.

Q: Does Kentucky Farm Bureau offer roadside assistance?

A: Yes, Kentucky Farm Bureau offers roadside assistance as an additional coverage option for its auto insurance policies.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use