Home State vs State Auto Car Insurance for 2023

When it comes to car insurance, the options can be overwhelming. Two top providers that stand out in the industry are Home State car insurance and State Auto car insurance. In this review, we’ll dive into their history, mission, products, services, and customer reviews to help you make an informed decision on which company is the best fit for you.

Company History and Mission:

Home State Car Insurance was founded in 1925 in Jefferson City, Missouri, with a mission to provide exceptional customer service and affordable coverage to their clients. Today, they continue to prioritize the needs of their customers and offer a variety of insurance options, including liability, collision, and comprehensive coverage.

State Auto Car Insurance was founded in 1921 in Columbus, Ohio, with a focus on providing affordable rates to their customers. They have expanded their services throughout the US and offer a range of coverage options, including liability, collision, and comprehensive coverage.

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Products and Services:

Both Home State and State Auto Car Insurance offer a variety of coverage options for their customers. Home State offers liability, collision, and comprehensive coverage, as well as additional options such as uninsured motorist coverage and personal injury protection. Their policies are available in Missouri, Kansas, and Oklahoma.

State Auto Car Insurance offers similar coverage options, including liability, collision, and comprehensive coverage, with the addition of rental car reimbursement and emergency roadside assistance. They provide coverage in 33 states, including Ohio, Indiana, and Texas.

Cost and Discounts:

The cost of car insurance varies based on a variety of factors, including driving record, age, and location. Home State and State Auto Car Insurance both offer competitive rates and a variety of discounts to help customers save money.

Home State offers discounts for safe driving, multiple vehicles, and bundling policies. They also offer a discount for military members and their families. State Auto offers discounts for good grades, safe driving, and being a homeowner. They also offer a discount for bundling policies and for having multiple vehicles insured.

Customer Reviews:

Home State Car Insurance is highly regarded for their exceptional customer service and prompt claims processing. Customers appreciate their personalized attention and willingness to go above and beyond to help them in any way possible.

State Auto Car Insurance is praised for their affordable rates and easy-to-use online platform. Customers appreciate their quick response time to claims and their helpful and knowledgeable customer service team.

FAQ:

Q: What coverage options are available with Home State Car Insurance?

A: Home State offers liability, collision, and comprehensive coverage, as well as additional options such as uninsured motorist coverage and personal injury protection.

Q: What states does State Auto Car Insurance provide coverage in?

A: State Auto provides coverage in 33 states, including Ohio, Indiana, and Texas.

Q: How can I qualify for discounts with Home State Car Insurance?

A: Home State offers discounts for safe driving, multiple vehicles, and bundling policies. They also offer a discount for military members and their families.

Q: What discounts are available with State Auto Car Insurance?

A: State Auto offers discounts for good grades, safe driving, and being a homeowner. They also offer a discount for bundling policies and for having multiple vehicles insured.

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