Geico vs National General Car Insurance for 2023

Are you in the market for car insurance and trying to decide between Geico car insurance and National General car insurance? These two companies offer a range of coverage options, discounts, and pricing structures that can make it challenging to determine which is the best fit for your needs. In this review, we’ll take a closer look at each company’s history, products and services, pricing, discounts, and customer reviews to help you make an informed decision.

Here are three interesting attributes of each company to consider as you compare them:

Geico:

• Well-known brand with recognizable advertising campaigns
• Offers a mobile app that allows customers to manage their policies and file claims
• Provides coverage for a range of vehicles beyond just cars, including boats, RVs, and motorcycles

National General:

• Specializes in providing coverage to high-risk drivers who may have difficulty finding insurance elsewhere
• Offers a range of additional services, including roadside assistance and identity theft protection
• Provides discounts for policyholders who bundle their auto insurance with other types of insurance, such as home or renters insurance

Now let’s take a closer look at each company and what they have to offer.

Company History and Mission

Geico was founded in 1936 and is currently the second-largest auto insurer in the United States. The company’s mission is to provide affordable and reliable insurance to its customers while delivering excellent customer service. Geico is well-known for its advertising campaigns featuring the company’s gecko mascot and memorable catchphrases.

National General was founded in 1920 and has a long history of providing insurance to customers across the country. The company’s mission is to provide high-quality insurance products and excellent customer service to its policyholders. National General specializes in providing coverage to high-risk drivers and offers a range of additional services to help its customers stay protected.

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Products and Services

Geico offers a range of coverage options, including liability, collision, and comprehensive coverage. The company also provides coverage for a range of vehicles beyond just cars, including boats, RVs, and motorcycles. Geico offers 24/7 customer service and a mobile app that allows customers to manage their policies and file claims on the go.

National General also offers a range of coverage options, including liability, collision, and comprehensive coverage. The company specializes in providing coverage to high-risk drivers who may have difficulty finding insurance elsewhere. In addition to its standard coverage options, National General offers a range of additional services, including roadside assistance, identity theft protection, and mechanical breakdown coverage.

Pricing

When it comes to pricing, both Geico and National General offer competitive rates. However, the cost of your policy will depend on a range of factors, including your age, driving record, and the type of car you drive. To get an accurate quote, it’s best to reach out to both companies and provide them with your information.

 Geico and National General  Discounts

Both Geico and National General offer a range of discounts to help customers save money on their auto insurance policies. Geico provides discounts for good drivers, military personnel, and federal employees, among others. National General offers discounts for policyholders who bundle their auto insurance with other types of insurance, as well as for customers who maintain a good driving record over time.

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Customer Reviews

Overall, both Geico and National General receive positive customer reviews for their products and services. Geico is known for its excellent customer service and claims handling, while National General is praised for its willingness to provide coverage to high-risk drivers who may have difficulty finding insurance elsewhere. That said, some customers have reported issues with billing and pricing with both companies, so it’s important to do your research before making a decision.

FAQ

Certainly, here are some frequently asked questions and their answers about Geico vs National General car insurance:

Q: What types of discounts are available with Geico and National General?

A: Both Geico and National General offer a variety of discounts, including safe driver discounts, multi-vehicle discounts, and good student discounts. Geico also offers a military discount and a federal employee discount, while National General offers a low mileage discount and a paid-in-full discount.

Q: What states does Geico operate in?

A: Geico operates in all 50 states and the District of Columbia.

Q: Does National General offer roadside assistance?

A: Yes, National General offers 24/7 roadside assistance as an optional add-on to their car insurance policies.

Q: How do I file a claim with Geico or National General?

A: Both companies allow customers to file claims online or over the phone. Geico also offers a mobile app for easy claims filing.

Q: How do Geico and National General handle customer service?

A: Both Geico and National General have customer service available via phone and online chat. Geico also has a mobile app for policy management and customer service. National General has received mixed reviews for their customer service, with some customers reporting long wait times and unhelpful representatives.

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