Farmers vs North Carolina Farm Bureau Car Insurance for 2023
Farmers vs North Carolina Farm Bureau Car Insurance: Which one offers the best coverage and rates?
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
UPDATED: Apr 8, 2023
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UPDATED: Apr 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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When it comes to finding the best car insurance, there are many factors to consider, including price, coverage, and customer service. Two popular options for car insurance in 2023 are Farmers and NJM Insurance. In this article, we will compare Farmers car insurance vs NJM Insurance car insurance, looking at their respective histories, products and services, costs, discounts, and customer reviews.
Interesting Attributes: Before we dive into the details, let’s take a look at three interesting attributes of Farmers and NJM Insurance:
- Farmers has been in business for over 90 years and offers a wide range of insurance products, including car insurance, home insurance, and life insurance.
- NJM Insurance is a mutual insurance company that is owned by its policyholders, which means it is not publicly traded and does not have shareholders.
- Both Farmers and NJM Insurance offer discounts to customers who are members of certain organizations, such as AAA and AARP.
Company History and Mission:
Farmers Insurance was founded in 1928 by John C. Tyler and Thomas E. Leavey, who wanted to provide affordable insurance to farmers in rural areas. Today, Farmers offers a range of insurance products, including car insurance, home insurance, and life insurance, to customers in all 50 states. The company’s mission is to help customers “get smarter about insurance” and to provide them with personalized coverage that meets their unique needs.
NJM Insurance was founded in 1913 as the New Jersey Manufacturers Casualty Insurance Company, with the goal of providing affordable insurance to workers in the state’s manufacturing industry. Today, NJM Insurance offers a range of insurance products, including car insurance, home insurance, and workers’ compensation insurance, to customers in New Jersey, Pennsylvania, and Connecticut. The company’s mission is to provide policyholders with “peace of mind through comprehensive insurance coverage, an exceptional claims experience, and financial stability.”
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Products and Services:
Both Farmers and NJM Insurance offer a range of car insurance products and services, including liability insurance, collision insurance, and comprehensive insurance. Farmers also offers additional coverage options, such as roadside assistance and rental car reimbursement, while NJM Insurance offers a unique policy option called the “NJM Premier Personal Auto Policy,” which includes additional benefits such as waived deductibles for certain types of claims.
In terms of cost, both companies offer competitive rates, although the exact cost of your insurance policy will depend on factors such as your driving record, the type of car you drive, and the level of coverage you choose. To get a quote from Farmers or NJM Insurance, you can visit their websites or contact a local agent.
Discounts Available for Customers:
Both Farmers and NJM Insurance offer a range of discounts to customers who qualify. Some of the most common discounts include:
- Multi-car discount: If you insure multiple cars with the same company, you may be eligible for a discount.
- Safe driver discount: If you have a clean driving record and haven’t had any accidents or violations in a certain period of time, you may be eligible for a safe driver discount.
- Membership discount: Both Farmers and NJM Insurance offer discounts to customers who are members of certain organizations, such as AAA and AARP.
Customer Reviews:
When it comes to customer reviews, both Farmers and NJM Insurance have generally positive reputations. On the website ConsumerAffairs, Farmers has an overall rating of 4.2 out of 5 stars, with many customers praising the company’s customer service and claims handling. NJM Insurance has an overall rating of 4.7 out of 5 stars on the same website, with many customers praising the company’s low rates and helpful agents.
FAQs:
Q: Does Farmers offer roadside assistance?
A: Yes, Farmers offers roadside assistance as an optional add-on to its
auto insurance policies.
Q: Can I get a quote from NJM Insurance if I live outside of New Jersey, Pennsylvania, or Connecticut?
A: No, NJM Insurance only offers coverage to customers who live in those three states.
Q: What discounts does NJM Insurance offer?
A: NJM Insurance offers a range of discounts, including safe driver discounts, multi-policy discounts, and membership discounts for organizations such as AAA and AARP.
Q: How can I file a claim with Farmers or NJM Insurance?
A: To file a claim with Farmers or NJM Insurance, you can contact their claims departments directly by phone or online.
Q: What is the difference between liability insurance, collision insurance, and comprehensive insurance?
A: Liability insurance covers damage or injuries you cause to others in an accident, while collision insurance covers damage to your own car in an accident. Comprehensive insurance covers damage to your car that is not the result of a collision, such as damage from theft, vandalism, or natural disasters.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.