Erie vs Farm Bureau Car Insurance for 2023

When it comes to car insurance, there are many companies to choose from, each offering its unique features and benefits. Two of the most popular car insurance companies in the United States are Erie Insurance and Farm Bureau Insurance. In this review, we will compare Erie car insurance vs Farm Bureau car insurance in 2023, including their history and mission, products and services, discounts, customer reviews, and more. By the end of this article, you will have a clear understanding of what each company has to offer, allowing you to make an informed decision about which one to choose for your car insurance needs.

Interesting attributes of Erie and Farm Bureau Car Insurance:

1. Erie Insurance has been recognized as one of the best insurance companies in the country, receiving high marks for customer satisfaction and claims handling.
2. Farm Bureau Insurance is known for its dedication to serving rural communities and offering personalized service to its policyholders.
3. Both companies offer a wide range of insurance products in addition to car insurance, including home, life, and business insurance, making them a one-stop-shop for all of your insurance needs.

Company History and Mission:

Erie Insurance was founded in 1925 in Pennsylvania and has grown to become one of the largest insurance companies in the country, serving customers in 12 states and the District of Columbia. The company’s mission is to provide its customers with quality insurance products and superior customer service at an affordable price.

Farm Bureau Insurance was founded in 1939 in Iowa and has since expanded to 14 states, primarily in the Midwest and South. The company’s mission is to provide insurance products and services that meet the needs of rural communities and agricultural businesses.

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Products and Services:

Erie Insurance offers a wide range of insurance products, including car, home, life, and business insurance. Their car insurance policies include liability, collision, comprehensive, and uninsured/underinsured motorist coverage, as well as optional add-ons like roadside assistance and rental car coverage. Erie offers competitive rates and a variety of discounts, including multi-policy, safe driving, and multi-car discounts.

Farm Bureau Insurance also offers a variety of insurance products, including car, home, life, and business insurance. Their car insurance policies include liability, collision, comprehensive, and uninsured/underinsured motorist coverage, as well as add-ons like roadside assistance and rental car coverage. Farm Bureau Insurance prides itself on offering personalized service and competitive rates, with discounts for safe driving, good grades, and multiple vehicles.

Cost and States Offered:

Both Erie Insurance and Farm Bureau Insurance offer competitive rates, with the exact cost of coverage depending on factors like driving record, age, location, and the type of car being insured. Erie Insurance is available in 12 states and the District of Columbia, while Farm Bureau Insurance is available in 14 states, primarily in the Midwest and South.

Erie Insurance and Farm Bureau Discounts:

Both Erie Insurance and Farm Bureau Insurance offer a variety of discounts to help policyholders save money on their car insurance premiums. Some of the most common discounts include multi-policy, safe driving, and multi-car discounts. Erie Insurance also offers discounts for drivers under 21 who complete a driver training program, while Farm Bureau Insurance offers discounts for good grades and military service.

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Customer Reviews:

Erie Insurance has received high marks for customer satisfaction and claims handling, with many customers praising the company’s knowledgeable and helpful customer service representatives. Farm Bureau Insurance also has a strong reputation for customer service and personalized attention, with many customers noting the ease of filing a claim and the helpfulness of their agents.

FAQs:

Q: What types of car insurance coverage does Erie and Farm Bureau offer?

A: Both Erie and Farm Bureau offer standard car insurance coverage options such as liability, collision, comprehensive, personal injury protection, and uninsured/underinsured motorist coverage.

Q: Can I get a discount on my car insurance premium with Erie or Farm Bureau?

A: Yes, both Erie and Farm Bureau offer a variety of discounts such as safe driver discounts, multi-car discounts, and bundling discounts with other insurance policies.

Q: How can I file a claim with Erie or Farm Bureau?

A: You can file a claim with Erie or Farm Bureau by calling their customer service hotline or through their online portal. Make sure to have your policy number and any relevant information about the accident or incident on hand.

Q: What is Erie’s and Farm Bureau’s financial strength rating?

A: Erie has an A+ rating from A.M. Best, indicating a superior ability to meet its financial obligations. Farm Bureau does not have a financial strength rating from A.M. Best.

Q: How do Erie’s and Farm Bureau’s car insurance rates compare to other companies?

A: Car insurance rates vary based on a variety of factors such as location, age, and driving history. It’s best to compare quotes from multiple insurance companies to find the best rate for you. However, both Erie and Farm Bureau are known for offering competitive rates in certain regions.

Q: Can I manage my Erie or Farm Bureau car insurance policy online?

A: Yes, both Erie and Farm Bureau offer online account management where you can view your policy details, make payments, and access other services.

Q: What is Erie’s and Farm Bureau’s claims process like?

A: Both Erie and Farm Bureau are known for having a relatively simple and straightforward claims process. They offer 24/7 claims service and strive to resolve claims quickly and efficiently.

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