Erie vs Clearcover Car Insurance for 2025

Finding the right car insurance provider is crucial for anyone who owns a vehicle. Erie and Clearcover are two companies that offer a range of car insurance options to drivers.

In this article, we will compare Erie car insurance vs Clearcover car insurance, covering the company’s history, products and services, cost, discounts, customer reviews, and more.

• Erie Insurance is a Fortune 500 company that has been providing car insurance for more than 90 years.
• Clearcover is a new-age insurance provider that uses advanced technology to offer affordable coverage options to customers.
• Both companies have received high customer satisfaction ratings for their services.

By the end of this article, you will have a clear understanding of what each company offers and which one may be a better fit for your needs.

History and Mission

Erie Insurance has been providing car insurance for more than 90 years. The company was founded in 1925 in Erie, Pennsylvania, and has since expanded its services to 12 states and the District of Columbia. Erie’s mission is to provide its customers with quality insurance products and services that meet their needs and exceed their expectations.

Clearcover, on the other hand, is a new-age insurance provider that was founded in 2016. The company uses advanced technology to offer affordable car insurance options to customers. Clearcover is currently available in 16 states, including Arizona, California, Colorado, Illinois, and Texas. The company’s mission is to provide drivers with simple, smart, and reliable insurance coverage.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Products and Services

Let’s delve deeper into the car insurance products and services offered by Erie and Clearcover.

Erie Insurance offers a wide range of car insurance coverage options that cater to the needs of different drivers. Some of the main car insurance products and services offered by Erie include:

• Liability Coverage: This is the most basic type of coverage that is required by law in most states. It provides coverage for damages and injuries caused to others in an accident where the policyholder is at fault.
• Collision Coverage: This coverage helps pay for damages to the policyholder’s car in case of a collision, regardless of who is at fault.
• Comprehensive Coverage: This coverage protects the policyholder’s car from damages caused by non-collision events, such as theft, vandalism, or natural disasters.
• Uninsured and Underinsured Motorist Coverage: This coverage helps cover damages and injuries caused by drivers who don’t have sufficient insurance coverage or no insurance at all.
• Personal Injury Protection: This coverage helps pay for medical expenses and lost wages in case of an accident.

In addition to these main coverage options, Erie also offers additional coverage options, such as pet coverage, locksmith services, and windshield repair.

Clearcover, on the other hand, offers a more streamlined approach to car insurance. The company’s focus is on providing customers with simple, smart, and reliable coverage options that are easy to understand and customize. Clearcover’s car insurance products and services include:

• Liability Coverage: This coverage provides protection for damages and injuries caused to others in an accident where the policyholder is at fault.
• Collision Coverage: This coverage helps pay for damages to the policyholder’s car in case of a collision, regardless of who is at fault.
• Comprehensive Coverage: This coverage protects the policyholder’s car from damages caused by non-collision events, such as theft, vandalism, or natural disasters.
• Uninsured and Underinsured Motorist Coverage: This coverage helps cover damages and injuries caused by drivers who don’t have sufficient insurance coverage or no insurance at all.

In addition to these core coverage options, Clearcover also offers some unique services that set it apart from other car insurance providers.

Cost of Coverage

The cost of car insurance with Erie varies depending on a variety of factors, such as the policyholder’s age, driving record, location, and the type of coverage they choose. However, according to industry sources, Erie tends to offer competitive rates compared to other car insurance providers.

On average, Erie’s car insurance rates are in line with the national average, with customers paying an average of $1,478 per year for full coverage. However, rates can vary significantly depending on where the policyholder lives and other factors.

Clearcover’s car insurance premiums are typically lower than the national average, with customers paying an average of $1,291 per year for full coverage. However, as with Erie, rates can vary depending on the policyholder’s location, driving record, and other factors.

Overall, both Erie and Clearcover offer competitive rates and a range of discounts that can help customers save money on their car insurance premiums. However, the actual cost of car insurance will vary depending on a variety of factors, so it’s important to get a personalized quote from each company to compare rates and coverage options.

Discounts Available

Erie and Clearcover both offer a range of discounts that can help customers save money on their car insurance premiums. Here are some of the most common discounts offered:

• Multi-Policy Discount: Customers who bundle their car insurance policy with other insurance policies, such as home insurance, can save money on their premiums.
• Safe Driver Discount: Customers who maintain a clean driving record for a certain period of time can qualify for a safe driver discount.
• Vehicle Safety Features Discount: Customers who drive cars with certain safety features, such as anti-lock brakes, can qualify for a discount.
• Young Driver Discount: Customers who add a young driver to their policy can save money on their premiums if the young driver meets certain criteria.
• Multi-Car Discount: Customers who insure multiple cars with Erie can save money on their premiums.
• Payment Discounts: Customers who set up automatic payments or pay their premium in full can qualify for a discount.

It’s worth noting that not all discounts are available in all states, so it’s important to check with Erie to see which discounts are available in your area.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Customer Reviews

Erie has generally positive reviews from customers, with many customers praising the company’s customer service and claims handling. According to the National Association of Insurance Commissioners (NAIC), Erie has a lower than average complaint ratio, indicating that the company has relatively few customer complaints compared to its size. Erie also has an A+ rating from the Better Business Bureau (BBB), which is the highest possible rating.

Clearcover is a relatively new company, but it has generally positive reviews from customers. According to the NAIC, Clearcover has a lower than average complaint ratio, indicating that the company has relatively few customer complaints compared to its size. Clearcover also has an A+ rating from the BBB, which is the highest possible rating.

It’s important to read reviews from a variety of sources and compare them to your own needs and preferences when deciding which company to choose for your car insurance needs.

Roundup: Erie vs Clearcover

In conclusion, both Erie and Clearcover offer competitive car insurance products and services with their own unique advantages and disadvantages.

The choice between Erie and Clearcover will depend on your specific needs and preferences. It’s important to compare quotes, read customer reviews, and speak with representatives from each company to make an informed decision.

Whether you choose Erie or Clearcover, both companies offer competitive car insurance products and services that can help protect you and your vehicle on the road.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use