Save on Car Insurance with a Daytime Running Lights Discount
Most car insurance companies offer a daytime running lights discount, but it’s usually small and varies by company. DRLs in cars increase your vehicle’s visibility and lower your accident risks. Combine your discount for daytime running lights with discounts for other safety features for the most savings.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
UPDATED: Apr 27, 2023
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Daytime running lights come on automatically and improve your car’s visibility
- Most car insurance companies offer a DRL discount, but amounts vary by company
- Bundle your daytime running lights discount with other discounts to increase your savings
A daytime running lights discount is offered by most car insurance companies, but the amount of the discount will vary. Daytime running lights are a safety feature on many newer cars and will help you avoid accidents.
Before you buy car insurance with a daytime running lights discount, shop around to see who can offer you the highest discount and the most affordable car insurance rates.
Enter your ZIP code now to compare car insurance quotes with a daytime running lights discount from multiple companies for free.
What are daytime running lights?
Car manufacturers today are all about safety features. Not only will these extras keep you safe, but they will also help lower your car insurance rates. The less car insurance companies have to pay out for damages and bodily injuries, the more likely they are to offer discounts and lower rates.
Daytime running lights (DRL) turn on automatically when you start your vehicle. DRLs in cars are similar to brake lights, and they make you more visible during the day, reducing your risks of being in an accident.
Even though your daytime running lights aren’t as bright as headlights, they still allow other vehicles and pedestrians to see you clearly especially in snow, fog, or rain.
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What car insurance companies offer a daytime running lights discount?
Most car insurance companies offer a discount for a DRL in cars, but it’s usually pretty small and varies by company. Even though the discount won’t drastically lower your rates, you can combine it with other safety feature discounts, such as anti-lock brakes.
This table shows you car insurance companies with a daytime running lights discount. If the amount of the discount is known, it is added.
American Family vs. Farmers Car Insurance Rates by Driving History
| Citation Type | American Family Average Monthly Premium | Farmers Average Monthly Premium |
|---|---|---|
| At-fault accident with less than $1,000 damage | $82.50 | $141.58 |
| At-fault accident with more than $1,000 damage | $146.92 | $194.50 |
| DWI/DUI | $154.75 | $269.92 |
| Speeding Ticket | $105.83 | $170.42 |
| Reckless Driving | $154.75 | $386.33 |
To get the lowest car insurance with a daytime running lights discount, speak with your agent about the safety features on your vehicle to take advantage of all available discounts.
Daytime Running Lights: The Bottom Line
Don’t get discouraged if your DRL discount is small. You can still bundle it with discounts for other safety features to keep the maximum savings.
Since most companies offer it, it’s pretty easy to find affordable car insurance with a daytime running lights discount. Compare rates from various car insurance companies to see who has the best car insurance discounts and rates.
Enter your ZIP code to compare car insurance rates with a daytime running lights discount from multiple companies near you today.
Frequently Asked Questions
Save on Car Insurance with a Daytime Running Lights Discount
Some insurance companies offer a discount on car insurance for vehicles equipped with daytime running lights (DRLs). DRLs are headlights that automatically turn on when the vehicle is in operation, making it more visible to other drivers on the road.
To take advantage of this discount, you will need to provide proof to your insurance company that your vehicle is equipped with DRLs. This can typically be done by providing your vehicle’s make and model, along with the VIN number, to your insurance provider.
The amount of the discount may vary by insurance company and state, so it’s important to shop around and compare quotes from different providers to find the best deal. Additionally, while the DRL discount may be a factor in your decision to choose a particular insurance company, it should not be the only factor. Be sure to consider other factors, such as coverage options and customer service, when choosing an insurance provider.
What is a daytime running lights discount?
A daytime running lights discount is a discount offered by car insurance companies to drivers who have cars equipped with daytime running lights (DRLs). DRLs are safety features that make a vehicle more visible to other drivers during daylight hours. The discount is usually small, but it can be combined with other safety feature discounts for additional savings on car insurance.
Are all vehicles eligible for the daytime running lights insurance discount?
Most newer vehicles come equipped with daytime running lights as a standard safety feature. If your car has this feature, then you may be eligible for the discount. However, it’s best to check with your insurance provider to see if they offer the discount and what the requirements are.
How much can I save with a daytime running lights insurance discount?
The amount of the discount will vary depending on the insurance provider and other factors. However, most discounts range from 1-5% off your premium. While this may not seem like much, it can add up over time, especially if you combine it with other safety feature discounts.
Do I have to prove that my vehicle has daytime running lights to get the discount?
Most insurance companies will automatically recognize the presence of daytime running lights on newer vehicles. However, if you have an older car that has had the feature added aftermarket, you may need to provide proof of installation to get the discount.
Are there any other safety features that can get me a discount on my car insurance?
Yes, there are many other safety features that can help you save on your car insurance. Anti-lock brakes, airbags, electronic stability control, and automatic seat belts are just a few examples. Be sure to ask your insurance provider about all available discounts.
Will my daytime running lights discount apply to all my vehicles?
If you have multiple vehicles insured with the same provider, the discount may apply to all of them if they have daytime running lights. However, this may vary depending on the insurance company, so it’s best to check with your provider.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.