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PostDollar-a-day car insurance is just like it sounds. It only costs about $365 a year but offers very limited coverage. In fact, it doesn’t meet the New Jersey requirements for most drivers, but it does offer affordable car insurance if you meet certain restrictions. Because coverage is so limited, you should shop around before you...
Dollar-a-day car insurance is just like it sounds. It only c...
PostSR-50 insurance forms act as proof to the Indiana BMV that drivers carry the state’s minimum requirements for car insurance. You may be asked for this form if you fail to show proof of insurance during a traffic stop or accident. SR-50 insurance forms are unique to Indiana, and some drivers in Indiana with high-risk car...
SR-50 insurance forms act as proof to the Indiana BMV that d...
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PostIf you are planning to travel to Mexico, renting a car is an easy and convenient way to get around. Since it is a foreign country, you will likely not be covered under your current car insurance plan. Finding affordable car insurance can be a challenge. You might be wondering how to avoid paying car...
If you are planning to travel to Mexico, renting a car is an...
PostWhen you purchased your vehicle and auto insurance policy, you may have been the only person that would ever drive that car. Over time, however, things change, and you may find yourself needing to add drivers to your policy. Whether you move in with someone, have children or have some other reason why a person...
When you purchased your vehicle and auto insurance policy, y...
PostCar insurance companies determine what damages to cover based on the cause of that damage. This means that specific perils are insured against, not damage types. In the case of engine damage, it’s certainly possible that the insurance company will pay for repairs or replacement of the engine if the damage was caused as a...
Car insurance companies determine what damages to cover base...
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PostYou know that dreaded feeling. You’re driving along on the highway or road, jamming out to your favorite hits and thinking over your day when suddenly you hear sirens behind you. You feel a lump of sheer panic rise to your chest, hoping against hope that those sirens aren’t meant for you. Chances are, you’ll...
You know that dreaded feeling. You’re driving along on...
PostCorporations have gotten larger and more powerful than ever before, and these corporate conglomerates are becoming pervasive in every industry. From the food you buy to the television you watch, most brands are actually subsidiaries of a few massive companies. Car insurance is no different. Many well-known insurance companies are actually subsidiaries of larger insurers....
Corporations have gotten larger and more powerful than ever ...
PostYou can’t travel far in most cities without coming across an insurance agency. Although not as vital as they once were, insurance agencies still play an important role in communities, and they’re still the primary way that many people get insurance policies. A good agent can help save you money on your policy and provide...
You can’t travel far in most cities without coming acr...
PostIt’s hard to watch TV, flip through a magazine or surf the internet without coming across an insurance advertisement. This is a fairly new phenomenon, because just 10 or 20 years ago, insurance companies rarely advertised. When they did, the commercials tended to be straight-forward and even a little stuffy. How did insurance commercials gain...
It’s hard to watch TV, flip through a magazine or surf the...
PostWhat age can I no longer be on my parents’ car insurance? Can you stay on your parents’ car insurance after marriage? Some circumstances require drivers to get car insurance in their parents’ names. Getting insured on a parents’ car insurance can save you hundreds on car insurance. That’s why most young drivers’ car insurance...
What age can I no longer be on my parents’ car insuran...
PostCar insurance rates are determined by a number of complex factors. Items outside of your control, like your age and gender, play a role in setting your car insurance premiums. The single greatest contributor to insurance costs is a person’s driving record, including a history of accidents or traffic citations. Once a person’s rates increase...
Car insurance rates are determined by a number of complex fa...
PostCar insurance protects you from lawsuits any time your vehicle injures someone or damages their property. If you choose to purchase full-coverage insurance, it also pays to repair your own vehicle any time it’s damaged as a result of an accident or other covered event. Many people own car insurance policies for many years without needing...
Car insurance protects you from lawsuits any time your vehic...
PostA DUI, also known as DWI in some states, is a conviction for driving under the influence of alcohol. Drunk driving accounts for a large number of car accidents in the country, and is a leading cause of vehicle-related fatalities. Driving while intoxicated leads to delayed reaction time and may also cause drivers to fall...
A DUI, also known as DWI in some states, is a conviction for...
PostWhether or not your girlfriend is covered under your car insurance is a tricky situation that depends heavily on your current circumstances. In some cases she will be, in other cases she won’t. It is understood you’ll have to contact your car insurance company and ask them to be sure. They’ll have a bunch of...
Whether or not your girlfriend is covered under your car ins...
PostFor some people, cars are more than a mode of transportation; they’re an extension of a person’s home. People spend a lot of time in their vehicles, and most cars have a wide variety of items stored in them at least some of the time. From iPods and laptops to groceries, spare clothes and sporting...
For some people, cars are more than a mode of transportation...
PostIf you travel a lot, you probably find yourself renting vehicles quite often. Even if you’re not a frequent traveler, you may some day need to rent a car for a vacation, business trip or a substitute while your own car is in the shop. Before renting a car, you need to make sure that...
If you travel a lot, you probably find yourself renting vehi...
PostCar insurance companies determine which damages to cover based upon what caused the damages, not the nature of the damages themselves. Nearly any part of a vehicle can be repaired or replaced by insurance if that part was damaged during a covered accident or other loss. This includes obvious elements, like body panels, but it...
Car insurance companies determine which damages to cover bas...
PostHad a flat tire recently? It’s difficult to think of a more annoying and frustrating experience when you’re driving, especially if you’re in a hurry. So what do you do when you’ve had a flat? Does insurance cover flat tires? If so, is the repair covered by your existing policy? Or do you need to...
Had a flat tire recently? It’s difficult to think of a...
PostAuto accidents can be a major inconvenience. Even if the damage is minor, you still lose valuable time by handling the claim, getting the vehicle inspected and completing the repairs. For some drivers, repairing the vehicle may not seem worthwhile. The damage may be cosmetic, or the car might be old and no longer valuable...
Auto accidents can be a major inconvenience. Even if the dam...
PostCar accidents can cause a major inconvenience and many drivers are primarily concerned with getting their vehicles back as quickly as possible. In most cases, the body shop will restore your vehicle to the condition it was in before the accident, but this does not always happen. Body shops sometimes fail to repair vehicles correctly....
Car accidents can cause a major inconvenience and many drive...
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