American National vs Loya Car Insurance for 2025
Understanding the Differences: American National vs Loya Car Insurance - Comparing Coverage, Rates, Customer Service and more
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
UPDATED: Mar 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Are you in the market for car insurance and not sure where to start? Look no further than American National car insurance and Loya car insurance.
In this article, we will compare the two companies and help you make an informed decision on which one is right for you.
- American National has been around for over 110 years, providing reliable insurance to customers.
- Loya car insurance offers affordable rates and even has a mobile app for easy access to your policy information.
- Both companies offer a range of discounts, making it easier to save money on your car insurance.
Whether you are looking for a company with a long history of providing excellent service or one that offers a range of discounts, we will cover it all. Keep reading to learn more about American National vs Loya car insurance.
History and Mission of American National vs Loya
American National has been providing insurance to customers since 1905, making them one of the oldest insurance companies in the United States. Their mission is to provide exceptional service to their customers while remaining financially strong and secure.
Loya car insurance was founded in 1974 in El Paso, Texas. Their mission is to provide affordable car insurance to customers while also maintaining excellent customer service.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Products and Services
American National is a well-established insurance company that has been providing insurance to customers for over 110 years. They offer a range of insurance products, including car insurance, home insurance, and life insurance.
Their car insurance policies include liability coverage, which is required by law in most states, as well as collision coverage, which helps pay for damages to your vehicle if you are involved in an accident.
Loya car insurance, on the other hand, offers similar coverage options to American National, including liability coverage, collision coverage, and comprehensive coverage. They also offer add-on coverage options like roadside assistance and rental reimbursement.
Loya car insurance is known for its affordable rates, making them a popular choice for customers looking to save money on their car insurance. They offer a range of discounts to help customers save even more money, including discounts for safe driving, good grades, and military service.
Overall, both American National and Loya car insurance offer a range of coverage options and discounts to help customers save money on their car insurance. It is important to compare quotes from both companies to find the coverage that best meets your needs and budget.
Insurance Cost of Their Products and Services
When it comes to the cost of car insurance, there are many factors that can impact how much you pay for coverage. Some of the factors that insurance companies consider when determining your insurance rates include your age, driving record, type of vehicle you drive, and where you live.
The cost of car insurance from American National will vary depending on a number of factors, including the coverage options you choose and your individual circumstances.
Loya car insurance is known for offering affordable rates to customers, and they pride themselves on providing coverage that is accessible to everyone. They offer a range of discounts to help customers save money on their insurance premiums, which can be especially helpful for those who are on a tight budget.
It is important to compare quotes from multiple insurance providers to find the coverage that best meets your needs and budget.
States Offered: American National vs Loya
American National is licensed to offer car insurance in all 50 states, as well as the District of Columbia. This means that regardless of where you live in the United States, you should be able to obtain coverage from American National. They also offer coverage for a variety of different types of vehicles, including cars, trucks, motorcycles, and RVs.
Loya car insurance, on the other hand, is primarily focused on providing coverage to customers in the southern and western regions of the United States.
As of 2021, Loya car insurance is licensed to offer coverage in 10 states: Arizona, California, Colorado, Georgia, Illinois, Nevada, New Mexico, Texas, Utah, and Virginia. They offer a variety of different types of car insurance coverage, including liability, collision, and comprehensive coverage.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Discounts Offered
American National offers a range of discounts to help customers save money on their car insurance premiums. Some of the discounts that may be available to customers include:
- Safe driver discounts: If you have a clean driving record and have not been involved in any accidents or received any tickets, you may be eligible for a safe driver discount.
- Multi-policy discounts: If you purchase multiple insurance policies from American National, such as car insurance and homeowners insurance, you may be eligible for a discount on your premiums.
- Anti-theft device discounts: If you have an anti-theft device installed in your vehicle, you may be eligible for a discount on your car insurance premiums.
- Good student discounts: If you are a student with good grades, you may be eligible for a discount on your car insurance premiums.
- Mature driver discounts: If you are a senior citizen and have completed a driver safety course, you may be eligible for a discount on your car insurance premiums.
Loya car insurance also offers a range of discounts to help customers save money on their car insurance premiums. Some of the discounts that may be available to customers include:
- Safe driver discounts: If you have a clean driving record and have not been involved in any accidents or received any tickets, you may be eligible for a safe driver discount.
- Multi-policy discounts: If you purchase multiple insurance policies from Loya car insurance, such as car insurance and renters insurance, you may be eligible for a discount on your premiums.
- Anti-theft device discounts: If you have an anti-theft device installed in your vehicle, you may be eligible for a discount on your car insurance premiums.
- Good student discounts: If you are a student with good grades, you may be eligible for a discount on your car insurance premiums.
- Military discounts: If you are an active-duty member of the military or a veteran, you may be eligible for a discount on your car insurance premiums.
It is worth noting that the specific discounts that are available from American National and Loya car insurance may vary depending on the state where you live. Additionally, the amount of the discount that you receive may vary depending on your individual circumstances and the coverage options that you choose.
Customer Reviews
American National has generally positive reviews from customers and industry experts. On the popular review website, ConsumerAffairs, American National has a 4-star rating based on over 250 reviews.
Many customers praised the company’s customer service, competitive pricing, and range of coverage options. However, some negative reviews mentioned slow claims processing and difficulty contacting the company’s customer service representatives.
Loya car insurance also has generally positive reviews from customers and industry experts. On the popular review website, Trustpilot, Loya car insurance has a 4-star rating based on over 5,000 reviews.
Many customers praised the company’s competitive pricing and helpful customer service representatives. However, some negative reviews mentioned long wait times to speak with a representative and difficulty resolving claims.
If you are considering purchasing car insurance from either American National or Loya car insurance, it is important to do your research and compare multiple insurance providers to ensure that you are getting the best possible coverage and pricing for your needs.
In Summary: American National vs Loya
In conclusion, both American National and Loya car insurance offer a range of coverage options and discounts that can help drivers protect themselves and their vehicles on the road.
American National is a well-established insurance provider with a strong financial rating and positive customer reviews for its customer service and competitive pricing.
Loya car insurance is a newer provider with a lower financial rating but generally positive reviews from customers for its pricing and customer service.
You may also want to speak with a representative from each company to ask questions and get a better sense of their customer service.
Frequently Asked Questions
What types of car insurance coverage does American National offer?
American National offers a range of coverage options, including liability insurance, collision insurance, comprehensive insurance, personal injury protection (PIP), uninsured/underinsured motorist coverage, and more.
What discounts are available through American National?
American National offers a range of discounts to help customers save on their car insurance premiums, including multi-car discounts, safe driver discounts, good student discounts, and more.
What states does American National offer car insurance in?
American National offers car insurance in all 50 states.
How can I file a claim with American National?
Customers can file a claim with American National online, over the phone, or through their mobile app. You can also contact your local agent for assistance with filing a claim.
What types of car insurance coverage does Loya car insurance offer?
Loya car insurance offers a range of coverage options, including liability insurance, collision insurance, comprehensive insurance, personal injury protection (PIP), uninsured/underinsured motorist coverage, and more.
What discounts are available through Loya car insurance?
Loya car insurance offers a range of discounts to help customers save on their car insurance premiums, including multi-car discounts, safe driver discounts, good student discounts, and more.
What states does Loya car insurance offer car insurance in?
Loya car insurance offers car insurance in select states, including California, Colorado, Illinois, Indiana, Nevada, New Mexico, and Texas.
How can I file a claim with Loya car insurance?
Customers can file a claim with Loya car insurance online, over the phone, or through their mobile app. You can also contact your local agent for assistance with filing a claim.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.