AAA Car Insurance Review for 2025

AAA, also known as the American Automobile Association, is a federation of motor clubs that primarily serves members with roadside assistance and other travel-related services. But did you know that AAA also offers car insurance?

In this article, we will take a closer look at AAA car insurance, including coverage options, discounts, pricing, and customer service. By the end of this article, you’ll have a better understanding of whether AAA car insurance is the right fit for you and how to compare car insurance companies.

When it comes to car insurance, AAA is perhaps best known for its roadside assistance services. However, the organization also offers a range of insurance options for its members, including liability, collision, comprehensive, and personal injury protection (PIP) coverage.

AAA Coverage Options

AAA offers a variety of car insurance coverage options to meet the needs of its members. These include liability, collision, comprehensive, and personal injury protection (PIP) coverage. Liability coverage is the minimum amount of insurance required by law in most states and covers damages or injuries that you may cause to another driver or their property in an accident.

Collision coverage pays for damages to your own vehicle in the event of an accident, regardless of who is at fault. Comprehensive coverage pays for damages to your vehicle from non-collision events, such as theft, vandalism, or natural disasters. PIP coverage, also known as medical payments coverage, pays for medical expenses and lost wages in the event of an accident.

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AAA Discounts

AAA members may qualify for additional discounts when purchasing car insurance. These can include good driver discounts, multiple policy discounts, and safety device discounts. AAA also offers a variety of discounts for teens and young drivers. For example, teens who maintain good grades may qualify for a discount on their car insurance.

AAA Car Insurance vs Other Companies

• AAA vs Alfa Mutual
• AAA vs Allstate
• AAA vs American Access
• AAA vs American Family
• AAA vs American National
• AAA vs Ameriprise Financial
• AAA vs Amica
• AAA vs Auto Club
• AAA vs Auto-Owners
• AAA vs Century
• AAA vs Chubb
• AAA vs Cincinnati Insurance
• AAA vs Country Financial
• AAA vs Erie
• AAA vs Farm Bureau
• AAA vs Farmers
• AAA vs Geico
• AAA vs Grange
• AAA vs Home State
• AAA vs Horace Mann
• AAA vs Kemper
• AAA vs Kentucky Farm Bureau
• AAA vs Liberty Mutual
• AAA vs Loya
• AAA vs Markel Corporation
• AAA vs Mercury
• AAA vs MetLife
• AAA vs Michigan Farm Bureau
• AAA vs National General
• AAA vs Nationwide
• AAA vs NJM Insurance
• AAA vs North Carolina Farm Bureau
• AAA vs Plymouth Rock
• AAA vs Progressive
• AAA vs Safeco
• AAA vs Safety Insurance
• AAA vs Sentry Insurance
• AAA vs Shelter Insurance
• AAA vs Southern Farm Bureau
• AAA vs State Auto
• AAA vs State Farm
• AAA vs Tennessee Farm Bureau
• AAA vs Texas Farm Bureau
• AAA vs The Hanover
• AAA vs The Hartford
• AAA vs Travelers
• AAA vs USAA
• AAA vs Wawanesa Mutual
• AAA vs Lemonade
• AAA vs Root
• AAA vs Clearcover

AAA Pricing

The cost of AAA car insurance will vary depending on a number of factors, including the type of coverage you choose, your driving record, and the make and model of your vehicle. However, AAA members may be able to save money on their car insurance by bundling it with other AAA services, such as roadside assistance or travel insurance.

AAA Customer Service

AAA offers 24/7 customer service to its members. This includes emergency roadside assistance, as well as assistance with filing claims and answering questions about coverage. AAA also has a mobile app that allows members to access their insurance information and request roadside assistance from their smartphones.

In conclusion, AAA car insurance may be a good fit for members who are looking for reliable coverage and additional discounts. It’s important to keep in mind that AAA car insurance policies are underwritten by various insurance providers and may vary by state. To find the right policy for you, you should compare quotes and consider your specific needs.

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