Car Insurance Discount for Married Couples for 2025
Save on car insurance with a Car Insurance Discount for Married Couples. Discover how to take advantage of this discount and lower your rates.
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Jeffrey Johnson
Insurance Lawyer
Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...
UPDATED: Apr 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 7, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Getting married is a life-changing event that comes with a variety of new benefits, and one of them is the potential to save on car insurance. Many insurers offer car insurance discounts for married couples, and taking advantage of them can help couples save a significant amount of money on their car insurance premiums. In this article, we’ll explore the Car Insurance Discount for Married Couples car insurance discount, including what it covers, who is eligible for it, and how you can qualify for it.
Bullet Points:
- Married couples are often eligible for a car insurance discount, which can result in significant savings on their premiums.
- The Car Insurance Discount for Married Couples typically covers liability, collision, and comprehensive coverage, as well as other optional coverages like roadside assistance and rental car reimbursement.
- The discount is often available to both newlyweds and couples who have been married for a while, as long as they meet certain eligibility requirements.
Everything the discount covers:
The Car Insurance Discount for Married Couples generally covers the same types of coverage as standard car insurance policies. This includes liability coverage, which pays for damages and injuries you cause to other people and their property, as well as collision coverage, which pays for damages to your own vehicle if you’re in an accident. Comprehensive coverage, which pays for damages caused by things like theft, vandalism, and weather events, is also usually included in the discount. Additionally, some insurers may offer optional coverages like roadside assistance and rental car reimbursement as part of the discount.
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Who is eligible for the discounts:
Most car insurance companies that offer a Car Insurance Discount for Married Couples require that both individuals on the policy be married. This means that if you’re in a long-term committed relationship but aren’t legally married, you may not be eligible for the discount. In addition to being married, insurers may also require that both individuals have a clean driving record, a certain level of driving experience, and/or no recent claims or accidents on their driving record. Some insurers may also require that both individuals on the policy have the same address, or that they have other types of insurance policies with the same company.
The different types of other discounts available to customers and how you qualify for them:
In addition to the Car Insurance Discount for Married Couples, there are many other types of car insurance discounts that you may be eligible for. Some of the most common include:
- Safe driver discounts: These are typically available to drivers who have a clean driving record with no accidents or traffic violations in a certain period of time.
- Multi-car discounts: If you have more than one vehicle insured with the same company, you may be eligible for a discount on your premiums.
- Bundling discounts: If you have other types of insurance policies with the same company, such as home or life insurance, you may be able to save on your car insurance premiums by bundling them together.
- Student discounts: If you or a member of your household is a student with good grades, you may be eligible for a discount on your car insurance.
To qualify for these discounts:
you’ll typically need to meet certain eligibility requirements set by the insurer. These may include maintaining a clean driving record, having a certain level of driving experience, and/or meeting other criteria set by the insurer.
Frequently Asked Questions
How much can I save with the Car Insurance Discount for Married Couples?
The amount you can save varies depending on the insurance company and other factors, such as your driving history and the type of coverage you have. Contact your insurance provider to learn more about the specific savings available.
Do both spouses need to be insured under the same policy to qualify for the discount?
Yes, in most cases, both spouses must be insured under the same policy to qualify for the discount. Some insurance companies may offer separate policies for spouses, but the discount may not be available in those cases.
What if I’m not married but I’m in a long-term domestic partnership?
Some insurance companies may offer the discount to couples in long-term domestic partnerships, but it varies by provider. Contact your insurance company to find out if you qualify.
Is the Car Insurance Discount for Married Couples available in all states?
Yes, most insurance companies offer this discount in all states where they do business. However, the discount may not be available in all areas, or it may vary by state. Contact your insurance provider to learn more.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeffrey Johnson
Insurance Lawyer
Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.