Kemper vs NJM Insurance Car Insurance for 2023
Kemper and NJM Insurance: A Comparison of Coverage, Pricing, and Customer Satisfaction
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
UPDATED: Apr 10, 2023
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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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When it comes to car insurance, finding the right provider can be a challenge. In this article, we’ll be comparing two popular car insurance companies: Kemper and NJM Insurance.
Both of these companies offer a range of products and services, as well as different discounts for customers. We’ll be taking a closer look at each of these aspects in order to help you make an informed decision. So, without further ado, let’s get started!
Interesting Attributes:
Before we dive into the details of each insurance company, let’s take a quick look at some interesting attributes about Kemper car insurance and NJM Insurance car insurance:
- Kemper offers a variety of insurance products beyond just car insurance, including homeowners, renters, and umbrella insurance.
- NJM Insurance is a mutual insurance company, meaning it is owned by its policyholders and operates for their benefit.
- Both Kemper and NJM Insurance have received high ratings for customer satisfaction from independent rating agencies like J.D. Power.
Company History and Mission:
Kemper has been providing insurance products for over 75 years, starting with its founding in 1947 as Unitrin. In 2011, the company was renamed Kemper Corporation and has since grown to offer a range of insurance products in over 40 states. Kemper’s mission is to “improve the quality of life for customers by providing the right protection at the right price, delivered with excellence.”
NJM Insurance, on the other hand, has been in business for over 100 years. The company was founded in 1913 as the New Jersey Manufacturers Casualty Insurance Company, and has since expanded to offer insurance products in Pennsylvania and Connecticut as well. NJM Insurance’s mission is to “provide value-based insurance solutions with the highest levels of service, integrity, and financial stewardship.”
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Products and Services:
Both Kemper and NJM Insurance offer a range of insurance products, including car insurance. Kemper’s car insurance coverage includes liability, collision, and comprehensive coverage, as well as uninsured/underinsured motorist coverage. Kemper also offers roadside assistance and rental car coverage.
NJM Insurance’s car insurance coverage includes liability, collision, and comprehensive coverage, as well as personal injury protection (PIP) coverage. NJM Insurance also offers roadside assistance and rental car coverage, as well as an optional endorsement for additional coverage.
The cost of each company’s car insurance products will vary based on a number of factors, including the customer’s driving history, location, and the type of coverage selected. It’s important to get a quote from each company in order to determine the cost of their services.
Discounts Offered by Kemper and NJM Insurance:
Both Kemper and NJM Insurance offer a range of discounts for customers. Kemper offers discounts for things like safe driving, multiple cars, and anti-theft devices. They also offer a discount for bundling multiple insurance products, like home and auto insurance.
NJM Insurance also offers discounts for safe driving, as well as a discount for being a loyal customer. They also offer a discount for bundling multiple insurance products, as well as a discount for insuring multiple vehicles.
Customer Reviews:
Both Kemper and NJM Insurance have received high ratings for customer satisfaction from independent rating agencies like J.D. Power. Kemper received a rating of 3 out of 5 for overall customer satisfaction, while NJM Insurance received a rating of 5 out of 5.
Customer reviews of Kemper are generally positive, with many customers praising the company’s affordable prices and helpful customer service. Some negative reviews mention difficulty filing claims and slow claims processing times.
Customer reviews of NJM Insurance are overwhelmingly positive, with customers praising the company’s excellent customer service and fast claims processing times. Some negative reviews mention that the company’s rates can be higher than other providers.
FAQs:
Q: Does Kemper offer any additional insurance products besides car insurance?
A: Yes, Kemper offers a range of insurance products including homeowners, renters, and umbrella insurance.
Q: Is NJM Insurance only available in New Jersey?
A: No, NJM Insurance also offers insurance products in Pennsylvania and Connecticut.
Q: What types of discounts does Kemper offer?
A: Kemper offers discounts for safe driving, multiple cars, anti-theft devices, bundling multiple insurance products, and more.
Q: What types of discounts does NJM Insurance offer?
A: NJM Insurance offers discounts for safe driving, being a loyal customer, bundling multiple insurance products, insuring multiple vehicles, and more.
Q: What are some common complaints about Kemper?
A: Some common complaints about Kemper include difficulty filing claims and slow claims processing times.
Q: What are some common complaints about NJM Insurance?
A: Some customers have mentioned that the company’s rates can be higher than other providers.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.