Kemper vs Michigan Farm Bureau Car Insurance for 2023

When it comes to car insurance, there are a plethora of options to choose from. One of the biggest decisions you’ll have to make is selecting a provider. Kemper car insurance and Michigan Farm Bureau car insurance are two companies that offer car insurance with unique features and benefits. In this article, we will compare and contrast the two companies, providing you with a comprehensive overview of their products, services, and customer satisfaction. By the end of this article, you’ll have the knowledge you need to make an informed decision about which company is right for you.

Company History and Mission:

Kemper was founded in 1990 and is headquartered in Chicago, Illinois. They offer a range of insurance products, including car insurance, home insurance, and life insurance. Their mission is to provide their customers with “peace of mind” through affordable and reliable insurance coverage.

Michigan Farm Bureau was founded in 1949 and is based in Lansing, Michigan. While they started as a farm insurance company, they have since expanded to offer a variety of insurance products, including car insurance. Their mission is to provide their customers with “insurance that fits their needs and budget.”

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Products and Services:

Kemper offers a range of car insurance products, including liability coverage, collision coverage, and comprehensive coverage. They also offer optional add-ons, such as roadside assistance and rental car reimbursement. The cost of their services varies depending on a variety of factors, including your location, driving history, and the type of coverage you need. Kemper car insurance is available in 28 states.

Michigan Farm Bureau offers liability coverage, collision coverage, and comprehensive coverage for personal vehicles. They also offer coverage options for farm vehicles and farm liability insurance. The cost of their services varies depending on the same factors as Kemper. Michigan Farm Bureau car insurance is available only in Michigan.

Kemper and Michigan Farm Bureau Discounts:

Both Kemper and Michigan Farm Bureau offer a variety of discounts to help you save money on your car insurance. Kemper offers discounts for:

• Multi-car policies
• Safety features in your car
• Bundling car insurance with other insurance products
• Completing a defensive driving course

Michigan Farm Bureau offers discounts for:

• Multi-car policies
• Multi-policy bundling
• Good student discounts
• Military discounts

Customer Reviews:

When it comes to customer satisfaction, Kemper and Michigan Farm Bureau both have mixed reviews. Kemper has a rating of 3.8 out of 5 stars on Trustpilot, with customers praising their affordable rates and flexible coverage options, but also expressing frustration with customer service. Michigan Farm Bureau has a rating of 3.4 out of 5 stars on Trustpilot, with customers praising their local agents and affordable rates, but also expressing frustration with claims processing.

FAQs:

Q: What is liability coverage?

A: Liability coverage pays for damages and injuries you cause to others in an accident.

Q: Can I get Kemper car insurance if I have a bad driving record?

A: Yes, Kemper offers coverage for high-risk drivers who may have been denied by other insurance companies.

Q: Does Michigan Farm Bureau offer coverage outside of Michigan?

A: No, Michigan Farm Bureau only offers car insurance in the state of Michigan.

Q: How can I qualify for discounts on my car insurance?

A: Discounts vary by company, but some common ways to qualify include having a good driving record, bundling your insurance policies, and completing a defensive

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