Farmers vs State Farm Car Insurance for 2023

If you’re in the market for car insurance, you may be considering Farmers car insurance and State Farm car insurance. Both companies are household names in the insurance industry and have been providing car insurance for many years. Farmers and State Farm are both known for their wide range of coverage options, affordable rates, and exceptional customer service. In this article, we will compare Farmers vs State Farm Car Insurance for 2023, so you can make an informed decision when it comes to choosing the right car insurance provider for your needs.

Interesting Attributes of Farmers and State Farm Car Insurance

Before we delve into the comparison of Farmers and State Farm car insurance, let’s take a look at some interesting attributes of these insurance providers:

• Farmers Insurance was founded in 1928 and has been providing auto insurance coverage for over 90 years.
• State Farm is the largest auto insurance provider in the United States, with over 82 million policies in force.
• Both Farmers and State Farm offer a variety of coverage options, including liability, collision, and comprehensive coverage, as well as additional options such as roadside assistance and rental car reimbursement.

Company History and Mission

Farmers Insurance was founded in 1928 by John C. Tyler and Thomas E. Leavey, who wanted to provide insurance coverage for rural farmers. Today, Farmers Insurance has grown to become one of the largest insurance companies in the United States, offering a wide range of insurance products to customers in all 50 states. The company’s mission is to provide customers with personalized insurance solutions that meet their unique needs and budget.

State Farm was founded in 1922 by George J. Mecherle, a retired farmer and insurance salesman. Like Farmers Insurance, State Farm was originally created to provide insurance coverage for farmers, but it has since expanded to offer a variety of insurance products to customers across the country. State Farm’s mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Products and Services Offered, Cost, and States of Coverage

Both Farmers and State Farm offer a wide range of insurance products, including car insurance, home insurance, life insurance, and more. When it comes to car insurance, both companies offer liability coverage, collision coverage, comprehensive coverage, as well as additional options such as rental car reimbursement and roadside assistance.

The cost of car insurance from Farmers and State Farm can vary depending on a number of factors, including the type of coverage you choose, your driving history, and the state in which you live. According to a recent study by U.S. News & World Report, the average cost of car insurance from Farmers is $1,565 per year, while the average cost from State Farm is $1,457 per year.

Both Farmers and State Farm offer car insurance coverage in all 50 states, so no matter where you live, you can be sure that you’ll be able to find coverage from one of these providers.

Farmers and State Farm Discounts Available to Customers

Both Farmers and State Farm offer a variety of discounts to customers, including safe driving discounts, multi-policy discounts, and more. Here’s a closer look at some of the discounts that are available:

• Safe driving discounts: Both Farmers and State Farm offer discounts to drivers who have a safe driving record, which means no accidents or tickets in a certain period of time.
• Multi-policy discounts: If you have more than one insurance policy with Farmers or State Farm, such as a home insurance policy or a life insurance policy, you may be eligible for a multi-policy discount.
• Good student discounts: If you’re a student with good grades, you may be eligible for a discount on your car insurance from Farmers or State Farm.
• Anti-theft discounts: If your car has an anti-theft device, you may be eligible for a discount on your car insurance

Customer Reviews

Before making a decision about which car insurance provider to choose, it’s always a good idea to look at customer reviews. Here’s a summary of what customers are saying about Farmers and State Farm:

Farmers Insurance: According to J.D. Power’s 2021 U.S. Auto Insurance Study, Farmers Insurance received an overall satisfaction rating of 859 out of 1,000, which is above the industry average of 837. Customers praised Farmers for its customer service and claims handling, but some customers reported that rates can be on the higher side.

State Farm: State Farm received an overall satisfaction rating of 872 out of 1,000 in J.D. Power’s 2021 U.S. Auto Insurance Study, which is above the industry average. Customers praised State Farm for its competitive rates, customer service, and claims handling, but some customers reported long wait times on the phone.

FAQs

Q: How do I qualify for a safe driving discount?

A: To qualify for a safe driving discount, you typically need to have a clean driving record for a certain period of time. The exact requirements can vary depending on the insurance provider.

Q: Can I get car insurance from Farmers or State Farm if I live outside of the United States?

A: No, both Farmers and State Farm only offer car insurance coverage to customers who live in the United States.

Q: Can I purchase car insurance from Farmers or State Farm online?

A: Yes, both Farmers and State Farm allow customers to purchase car insurance online through their websites.

Q: Do Farmers and State Farm offer roadside assistance?

A: Yes, both companies offer roadside assistance as an optional add-on to their car insurance policies.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use