Erie vs Mercury Car Insurance for 2023

Car insurance is a crucial aspect of car ownership, as it protects you from financial loss in case of an accident, theft, or damage to your car. Erie car Insurance and Mercury car insurance are two of the leading car insurance providers in the United States, and both have a long-standing reputation for providing reliable and affordable coverage. In this article, we’ll take a closer look at these two companies, compare their products and services, costs, discounts, and customer reviews, to help you decide which provider is best suited for your needs.

Company History and Mission

Erie Car Insurance Erie Insurance was founded in 1925 by H.O. Hirt and O.G. Crawford, in Erie, Pennsylvania. The company started as a small auto insurance provider and expanded over the years to offer a full range of insurance products, including home, life, and business insurance. Today, Erie Insurance operates in 12 states and the District of Columbia and has over 6,000 employees dedicated to providing excellent customer service.

Erie’s mission is to provide superior insurance products and services to their customers while maintaining a strong commitment to their community. The company places a high value on integrity, respect, teamwork, and service, and strives to make a positive impact on the lives of their customers and the communities they serve.

Mercury Car Insurance Mercury Insurance was founded in 1962 by George Joseph, in Los Angeles, California. The company started as a provider of low-cost car insurance to California drivers and expanded over the years to offer a variety of insurance products, including home, condo, renters, and business insurance. Today, Mercury operates in 11 states and has over 5,500 employees dedicated to providing their customers with excellent service.

Mercury’s mission is to provide their customers with peace of mind by offering reliable and affordable insurance products and excellent customer service. The company is committed to providing their customers with customized insurance solutions that meet their unique needs, and to making a positive impact on the communities they serve.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Products and Services

Erie Car Insurance Erie offers a comprehensive range of car insurance products and services, including:

• Liability coverage
• Collision coverage
• Comprehensive coverage
• Personal injury protection (PIP)
• Uninsured/underinsured motorist coverage
• Roadside assistance
• Rental car reimbursement
• Diminishing deductible program
• Pet coverage

Discounts Available for Customers:

Mercury Insurance offers a variety of discounts to its customers, helping them save on their car insurance premiums. Some of the most popular discounts offered by the company include:

• Multi-Policy Discount: If you bundle your auto insurance policy with another type of insurance policy, such as homeowners insurance or renters insurance, you could qualify for a multi-policy discount.
• Multi-Car Discount: If you insure two or more cars on the same policy with Mercury Insurance, you could be eligible for a discount on your premiums.
• Good Driver Discount: If you have a clean driving record for the past three years, you could be eligible for a good driver discount.
• Anti-Theft Device Discount: If your car is equipped with an anti-theft device, such as an alarm or a tracking system, you could be eligible for a discount on your premiums.
• Safe Driver Discount: If you complete a defensive driving course, you could be eligible for a safe driver discount.
• Accident-Free Discount: If you have not had an accident for a certain period of time, you could be eligible for an accident-free discount.
• Low Mileage Discount: If you drive less than a certain number of miles per year, you could be eligible for a low mileage discount.
• Good Student Discount: If you are a student with good grades, you could be eligible for a good student discount.

Customer Reviews

When it comes to customer reviews, Mercury Insurance has received mixed feedback. While some customers praise the company for its affordable rates and excellent customer service, others criticize it for its slow claims process and difficulty in reaching customer service representatives.

On Trustpilot, a popular review website, Mercury Insurance has an average rating of 3.5 out of 5 stars, based on over 500 reviews. Some customers praise the company for its fast claims process and helpful customer service, while others complain about its high premiums and difficulty in reaching customer service representatives.

On the other hand, Erie Insurance has received more positive reviews from customers. On Trustpilot, Erie Insurance has an average rating of 4.5 out of 5 stars, based on over 1,100 reviews. Many customers praise the company for its affordable rates, excellent customer service, and fast claims process.

FAQs

Q: Does Erie Insurance offer roadside assistance?

A: Yes, Erie Insurance offers roadside assistance as an optional add-on to its auto insurance policies. With roadside assistance, you can get help if your car breaks down, you get a flat tire, or you run out of gas.

Q: Does Mercury Insurance offer accident forgiveness?

A: Yes, Mercury Insurance offers accident forgiveness as an optional add-on to its auto insurance policies. With accident forgiveness, your rates will not go up if you have an accident, as long as you have been with the company for a certain period of time and meet other eligibility requirements.

Q: Does Erie Insurance offer rental car coverage?

A: Yes, Erie Insurance offers rental car coverage as an optional add-on to its auto insurance policies. With rental car coverage, you can get a rental car while your car is being repaired after an accident or covered event.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use