Country Financial vs National General Car Insurance for 2023
Country Financial vs National General Car Insurance: Which Provider Offers Better Coverage, Rates, and Customer Service? An In-Depth Comparison to Help You Make an Informed Decision on Your Auto Insurance.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
UPDATED: Apr 5, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 5, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Car insurance is an essential part of vehicle ownership, providing financial protection in case of accidents, theft, or other unexpected events. When it comes to choosing an insurance provider, there are many factors to consider, such as cost, coverage options, and customer service. In this review, we will be comparing two popular car insurance companies: Country Financial car insurance and National General car insurance. Both companies offer a range of products and services, but which one is the best choice for your needs? Read on to find out more.
Bullet Points:
Before we dive into the details, here are three key points to keep in mind about these two car insurance providers:
- Country Financial is a regional insurance company that serves customers in 19 states, while National General operates in all 50 states.
- Both companies offer a range of coverage options, including liability, collision, and comprehensive insurance, as well as additional add-ons like roadside assistance and rental car coverage.
- National General is known for providing affordable rates for high-risk drivers, while Country Financial offers a variety of discounts to help customers save money.
Company History and Mission:
Country Financial was founded in 1925 in Bloomington, Illinois, with the goal of providing insurance products and financial services to farmers and rural communities. Today, the company serves customers in 19 states, offering a variety of insurance products, including auto, home, and life insurance. Country Financial is committed to providing personalized service and building strong relationships with its customers.
National General, on the other hand, was founded in 1939 as a specialty insurance provider for customers who had difficulty obtaining coverage from traditional insurance companies. Today, National General operates in all 50 states, providing a wide range of insurance products, including auto, home, and health insurance. The company’s mission is to provide affordable insurance solutions to customers, no matter their circumstances.
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Products and Services:
Both Country Financial and National General offer a range of coverage options to meet the needs of different drivers. This includes liability insurance, which is required by law in most states, as well as collision and comprehensive insurance, which provide additional protection in case of accidents or other incidents.
In addition to these standard coverage options, both companies offer a variety of additional add-ons, such as roadside assistance, rental car coverage, and gap insurance. Country Financial also offers specialized coverage for farm vehicles and equipment, as well as pet injury coverage.
Cost and Availability:
The cost of car insurance can vary widely depending on a variety of factors, such as your age, driving record, and the type of vehicle you drive. Both Country Financial and National General offer competitive rates, but the exact cost will depend on your individual circumstances.
Country Financial is available in 19 states across the Midwest and Pacific Northwest, including Illinois, Iowa, Minnesota, and Oregon. National General, on the other hand, is available in all 50 states, making it a good choice for drivers who travel frequently or move between states.
Country Financial and National General Discounts:
Both Country Financial and National General offer a variety of discounts to help customers save money on their car insurance premiums. Country Financial offers discounts for safe driving, good grades, and multiple policies, among others. National General offers discounts for things like completing a defensive driving course, being a good student, and having anti-theft devices installed in your vehicle.
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Customer Reviews:
When it comes to choosing an insurance provider, it’s important to consider what other customers have to say about their experiences. According to J.D. Power’s 2021 U.S. Auto Insurance Study, Country Financial ranked fifth in overall customer satisfaction among regional insurers, with a score of 838 out of 1,000. National General ranked ninth in the same study, with a score of 826 out of 1,000. However, it’s important to note that individual experiences may vary.
FAQ
Q: What is the claims process for Country Financial car insurance?
A: To file a claim with Country Financial, you can either call their 24/7 claims hotline or file a claim online through their website. Once you file a claim, a claims representative will be assigned to your case and will guide you through the process.
Q: Does National General offer roadside assistance?
A: Yes, National General offers roadside assistance as an optional add-on to their car insurance policies. This service can include towing, flat tire changes, jump-starts, lockout services, and more.
Q: Can I get a discount on my car insurance with Country Financial for being a good student?
A: Yes, Country Financial offers a Good Student Discount for students who maintain a certain grade point average. The exact requirements for this discount can vary depending on your location, so it’s best to check with your local agent for more information.
Q: What types of discounts does National General offer?
A: National General offers a variety of discounts, including multi-car discounts, safe driver discounts, and discounts for bundling car insurance with other types of insurance policies. They also offer discounts for certain professions, such as teachers and nurses.
Q: How do I qualify for a safe driver discount with Country Financial?
A: To qualify for a safe driver discount with Country Financial, you must have a clean driving record for a certain number of years. The exact requirements for this discount can vary depending on your location and driving history, so it’s best to check with your local agent for more information.
Q: Does National General offer rideshare insurance?
A: Yes, National General offers rideshare insurance as an optional add-on to their car insurance policies. This coverage can help protect drivers who work for ridesharing services like Uber or Lyft.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.