Auto Club vs Century Car Insurance for 2023

Car insurance is a necessary expense for every driver, but that doesn’t mean you have to overpay for it. By comparing different providers, you can find the best deal and save hundreds of dollars each year. In this article, we will compare two popular car insurance companies, Auto Club car insurance and Century car insurance, to help you make an informed decision.

History and Mission

Auto Club was founded in 1900 and has since grown to become one of the largest providers of roadside assistance, travel, insurance, and financial services in the US. The company’s mission is to provide peace of mind and superior service to its members by offering reliable and affordable products and services.

Century Car Insurance, on the other hand, is a relatively new company that was founded in 2016. Its mission is to disrupt the traditional insurance industry by leveraging technology to provide customers with a better and more affordable experience. The company aims to make car insurance simple, transparent, and accessible to everyone.

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Products and Services

Auto Club offers a variety of car insurance policies, including liability, collision, comprehensive, and uninsured motorist coverage. It also offers optional add-ons such as roadside assistance, rental reimbursement, and personal injury protection. The cost of its policies varies depending on factors such as the driver’s age, location, and driving record. Auto Club’s car insurance is available in 23 states, primarily in the western and midwestern regions of the US.

Century Car Insurance offers similar types of coverage, including liability, collision, comprehensive, and uninsured motorist coverage. It also offers optional add-ons such as rental car reimbursement and roadside assistance. However, Century Car Insurance’s policies are available only in California, Texas, Illinois, and New Jersey. The cost of its policies depends on factors such as the driver’s age, location, and driving record, as well as their credit score and education level.

Discounts Available for Customer

Both Auto Club and Century Car Insurance offer a variety of discounts that can help you save money on your premiums. Here are some of the discounts that each company offers:

Auto Club:

• Good driver discount
• Multi-policy discount
• Multi-vehicle discount
• Membership discount (for members of certain organizations)
• Safety features discount
• Paperless billing discount

Century Car Insurance:

• Good driver discount
• Good student discount
• Multi-vehicle discount
• Homeowner discount
• Electronic signature discount

Loyalty discount

Customer Reviews

To get a better sense of how each company fares in terms of customer satisfaction, we looked at reviews from several sources, including J.D.

Power, Consumer Reports, and Trustpilot. Here is a summary of what we found:

Auto Club:

• J.D. Power: Auto Club received a rating of 3 out of 5 stars in the 2021 Auto Insurance Study, which measures customer satisfaction with the claims process, pricing, and customer service.
• Consumer Reports: Auto Club received an overall rating of 75 out of 100 based on a survey of more than 70,000 subscribers. Customers rated the company’s claims process and customer service as “very good,” but its premiums as “fair.”
• Trustpilot: Auto Club has a rating of 4.5 out of 5 stars on Trustpilot, with customers praising its roadside assistance service, competitive pricing, and helpful customer service.

Century Car Insurance:

• J.D. Power: Century Car Insurance is not included in the 2021 Auto Insurance Study due to its limited availability.
• Consumer Reports: Century Car Insurance is not included in the Consumer Reports survey.
• Trustpilot: Century Car Insurance has a rating of 4.7 out of 5 stars on Trustpilot, with customers praising its user-friendly app, fast claims process, and competitive pricing.

FAQs

Q: Does Auto Club offer discounts for military personnel?

A: Yes, Auto Club offers a military discount for active-duty and retired military members.

Q: Can I file a claim with Century Car Insurance through its mobile app?

A: Yes, Century Car Insurance allows customers to file claims and manage their policies through its mobile app.

Q: Does Auto Club offer coverage for rental cars?

A: Yes, Auto Club offers rental reimbursement coverage as an optional add-on to its policies.

Q: Does Century Car Insurance offer roadside assistance?

A: Yes, Century Car Insurance offers roadside assistance as an optional add-on to its policies.

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