Mercury Car Insurance Review for [2025]
With Mercury car insurance, drivers can choose from a number of coverage options, with discounts available as well. Reviews are mainly positive from customers, praising the rates and customer service. Mercury car insurance is currently available in 11 states, including California and New Jersey.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
UPDATED: Apr 5, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 5, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Mercury offers a wide range of insurance products beyond just car insurance, including home, condo, and renters insurance
- The company has a strong online presence, with an easy-to-use website that allows customers to manage their policies and file claims online
- Mercury’s commitment to customer satisfaction is evident in its A+ rating from the Better Business Bureau and numerous awards for customer service
If you’re in the market for car insurance, you’ve likely come across Mercury car insurance. This insurance provider has been around since 1961 and has established a reputation for offering affordable coverage to drivers in multiple states. The consequences of not buying car insurance can be expensive, which is why most states have a minimum required amount of liability necessary for drivers to stay safe on the road. Double-check what you’ll need before you request a quote.
Car insurance is a necessary expense for all drivers, but it doesn’t have to break the bank. Mercury car insurance is an excellent option for those looking for affordable coverage without sacrificing quality. In this review, we’ll take a closer look at Mercury Insurance, including its history and mission, products and services offered, discounts available, and customer reviews.
History of Mercury Insurance
Mercury Insurance was founded in 1961 in Los Angeles, California, with the mission of providing affordable insurance to all drivers. The company has since expanded to offer coverage in 11 states, including Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury’s mission remains the same today, with a focus on customer satisfaction and quality coverage.
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Types of Mercury Car Insurance Offered
Mercury Insurance offers a variety of coverage options, including liability, collision, comprehensive, and personal injury protection (PIP). They also offer optional add-ons such as rental car reimbursement, roadside assistance, and glass coverage. The cost of coverage varies depending on several factors such as the type of car, driving record, and location. However, Mercury’s rates are typically competitive and affordable based on the market.
Average Monthly Mercury Car Insurance Rates by Age and Gender
| Age & Gender of Driver | Average Monthly Car Insurance Rates |
|---|---|
| 16-year-old male with a clean record | 391.34 |
| 16-year-old female with a clean record | 383.55 |
| 18-year-old male with a clean record | 318.19 |
| 18-year-old female with a clean record | 282.79 |
| 25-year-old male with a clean record | 97.59 |
| 25-year-old female with a clean record | 93.71 |
| 30-year-old male with a clean record | 90.76 |
| 30-year-old female with a clean record | 87.15 |
| 45-year-old male with a clean record | 77.25 |
| 45-year-old female with a clean record | 78.43 |
| 55-year-old male with a clean record | 73.26 |
| 55-year-old female with a clean record | 74.38 |
Mercury car insurance is available in 11 states, as mentioned above. The company offers a state-specific coverage page on its website where you can learn more about the coverage options and requirements in your state.
Can you get discounts for Mercury car insurance?
Mercury car insurance offers a variety of discounts to help customers save money on their premiums. Some of the discounts available include:
- A multi-policy discount for customers who have multiple policies with Mercury, such as home and auto insurance.
- Good driver discounts for drivers who maintain a clean driving record.
- Anti-theft device discounts for vehicles equipped with an anti-theft system.
- A good student discount for students who maintain a certain GPA.
To qualify for these discounts, customers will need to meet certain requirements, such as maintaining a clean driving record or providing proof of a high GPA for a good student discount on car insurance. It’s important to note that discounts vary by state, so it’s important to check with your local Mercury agent to see what discounts are available in your area.
Customer Reviews for Mercury Car Insurance
Overall, Mercury Car Insurance has received positive reviews from customers. Many customers praise their affordable rates, easy-to-use website, and helpful customer service. However, some customers have reported issues with claims processing and communication with the company. As with any insurance provider, it’s important to research and compare options to find the best fit for your needs.
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Mercury Car Insurance: In Conclusion
In conclusion, Mercury car insurance is an excellent choice for drivers looking for affordable car insurance coverage without sacrificing quality. With a variety of coverage options, competitive rates, and numerous discounts available, Mercury is a great option for drivers in 11 states. Be sure to compare rates and coverage options to find the best policy for your budget and driving needs.
Frequently Asked Questions
Where can I purchase Mercury car insurance?
Currently, Mercury car insurance is available in 11 states, including Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia.
How much car insurance do I need to purchase?
This is going to depend on how much coverage you’ll need to meet your state’s minimum requirement, and how much you want for your vehicle. Most states require liability coverage, but depending on the age of your vehicle, you can choose whether or not you want comprehensive coverage.
Will a full coverage policy cost more than liability-only?
Typically a full-coverage policy will cost more than liability-only because you’re paying for higher levels or a wider variety of coverage.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.